Vehicle Financing FAQs

Vehicle financing is not just a way to buy or lease your next ride. It's also a way to secure a path forward. You can find flexibility and value with the right financing plan.

Pitre Kia can help you make the right choice. If you live near Albuquerque, Santa Fe, and Rio Ranch, New Mexico, read our vehicle financing FAQs to learn more. Contact us with any questions you may have!

How Can I Learn About Vehicle Financing?

You can learn more about vehicle financing by speaking with our finance experts. When you stop in or contact our team, they'll review the options on the table and help you make the right choice for you.

Should I Buy or Lease My Car?

That depends on a few things. Both choices can be great for you, although each option provides different advantages for drivers. While leasing is a common option for drivers who want a new vehicle, others prefer the security of buying your vehicle. Ask us which is right for you.

Advantages of Buying

Financing FAQs

Advantages of Lease

Buying is a great way to build credit and secure a vehicle for the long term.

Should I buy or lease?

Leasing is a popular option for drivers who want a new ride every couple of years.

Drivers may be eligible for a powertrain warranty that covers performance

Do they have warranty coverage?

A lease warranty covers some vehicle service over its term

Buying a vehicle can have lower payments after a trade-in

Which is more flexible?

Lease terms can have lower monthly payments than financing cars

Where Can I find Lease Deals and Car Specials?

You can ask our team about ongoing lease specials. We'll let you know about our current specials, helping you find value when you shop our lineup.

Can I Finance My Car Online?

Yes. Drivers can buy a new or pre-owned vehicle online from our dealership. This includes every step of the car-buying process.

When you shop at our dealership, you can become approved for car financing from the comfort of your couch. You can secure a loan from trusted lenders and enjoy a convenient way to buy your next ride.

Why Should I Trade in my Car?

Trading in your car lets your current vehicle act as collateral for your next vehicle. This can serve as your down payment or be added to a down payment that you've already been saving for.

Drivers can use this to secure financial flexibility. If you combine it with a down payment that you've been planning, you may even be able to use a trade to pay cash for your next vehicle. Ask our team about a trade evaluation

Are There Tax Incentives to Buy Electric Cars?

That depends on a few things. Each model of an electric car may qualify for different levels of tax incentives. This includes different perks for all-electric vehicles and plug-in hybrid vehicles and may also provide advantages to hybrid vehicle drivers.

This can also vary from state to state. Each state may have different perks, so you can ask our team about New Mexico electric vehicle tax incentives to learn what benefits can be applied to our lineup.

Learn More About Vehicle Financing

Our vehicle financing FAQs help drivers learn about different paths they can take when shopping for their next ride.

If you live near Albuquerque, Santa Fe, and Rio Rancho, NM, it's easy to make the right choice. Learn more about vehicle financing by speaking with the team at Pitre Kia or applying for financing online.

How Can We Help?

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  1. Pitre Kia

    9640 Eagle Ranch Rd. Northwest
    Albuquerque, NM 87114

    • Sales: 5058994848
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  • Contact our Sales Department at: 5058994848
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