Visit Our Finance Center

Meet with Our Finance Team

When you finish your test drive and know that this Kia Forte is the right one for you and your family, what's next? Step inside our finance center and speak with a member of our finance staff. We'll chat with you about your financial expectations and budgetary requirements, and then reach out to our network of banks and lenders to put together the best payment plan for everyone.

Are you looking to fit car buying between meetings and picking the kids up from school? If so, you can use our secure and encrypted online financing application to start the buying process from the comfort of your home, office, or home office.

Sell or Trade?

Now that you have your sights set on your next Kia car or Kia SUV, what do you do about your current vehicle? Well, you have two major options: selling or trading. You can sell privately, which means you'll shoulder all the work of advertising and getting in touch with buyers, or you can sell with us, and we can handle all that work.

Your other choice is trading. We'll still be taking your car off your hands, but instead of cutting you a check for your vehicle, we'll apply the value toward a down payment for your Kia car or Kia SUV. You may get a higher value through trading as opposed to selling, but we're happy to help you with either process.

Buy or Lease?

You know what model you're driving home in, and you know what you're doing with your current ride, so what's the next item on the list? Whether you want to buy or lease your next Kia, of course. We'll have time to go over all the intricate details when we meet in person, but we'll hit the highlights for you here:

• Buying: This is the option if you're looking for a model for the long haul. You'll be able to sell or trade on your schedule, and you can customize your Kia car or Kia SUV however you want or need.
• Leasing: This is the option when you're looking to switch up your ride every couple of years to the latest model year. Since you'll essentially be renting the Kia vehicle from us rather than owning it outright, you'll always be under warranty.

Explore Financing Options at Pitre Kia

When you're searching for a vehicle around Edgewood, we're here to help. Our finance department at Pitre Kia can show you the various car financing options that are available. It will make it easier for you to drive away in a new vehicle in Albuquerque knowing that you got a good deal.

Once you have decided which new Kia you would like to take home to Los Lunas, your next big decision is whether to finance or lease. There are pros and cons to each option, and we can help you decide which is best for you. We will happily calculate payments for both, allowing you to see if there's a cost benefit one way or the other. We can also talk to you about the various incentives that are going on at the moment. Depending on when you stop in, there may be rebates, sales, or special deals for buying or leasing a new Kia near Rio Rancho.

Below you will find a few benefits of each option.

Benefits of Financing

• Once your car is paid off the monthly payments disappear
• You can keep the vehicle as long as you want
• There is no limit on how many miles you can drive

Benefits of Leasing

• Monthly payments are typically lower than a car loan payment
• You can get the latest Kia model every few years
• The vehicle will be under warranty the full duration of your lease

Getting financing in Albuquerque will depend on if you have a trade-in, what kind of money you want to put down, and what you can afford. We'll also look at your credit score as that will determine interest rates and lenders. The good news is that we have a large network of banks and lenders that we work with. It ensures that we're able to show you options, even if you don't have the best credit around.

You can get pre-approved for a vehicle loan or you can start shopping for a vehicle first. Once you know what you can afford per month, it will be easier for our sales team to help you navigate the inventory.

We're committed to helping you get behind the wheel of a great vehicle at Pitre Kia. Know that our finance department is here to answer any questions that you might have.

Your privacy is important to us.

Pitre Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.