Let the Expert Finance Team at Pitre Kia Help You Attain the Car You've Always Wanted

If you're like a lot of people in Albuquerque, you enjoy shopping for a car but you're a bit intimidated by the financing process. Relax, and let Pitre Kia help. Our seasoned financial advisors have your back, and we only want to help you attain the car of your dreams from our new Kia or used car inventories. We know all the ins and outs of financing, and we'll custom design a plan you can feel comfortable with.

They say the best things in life are free. Unfortunately, the best cars aren't. Luckily, the expert finance team at Pitre Kia can guide Rio Rancho drivers through the intricacies of financing to find a manageable payment plan. Our financing specialists have close relationships with Los Lunas-area lenders, so we're likely to find a car loan company with rates that fit your budget. We can extend the term of your loan to make the monthly payments lower or shorten it to help you pay off your vehicle faster. Our team won't judge your credit situation. Instead, we'll work with Valencia, NM drivers to devise a solution that works well for them.

People in Edgewood, NM who want to make lower monthly payments should consider a Kia lease. With a lease, you're only paying for the time you drive the car, instead of its full cost. Lease plans also have lower down payments and less sales tax. The finance professionals at Pitre Kia will be more than happy to discuss your lease options to assist you in getting the best vehicle possible at the lowest rates. Driving a new or used Kia may be more affordable than you think. Contact Pitre Kia today to see how we can help.

What's the Difference Between a Loan & Lease?

Explore Financing Options at Pitre Kia

When you're searching for a vehicle around Edgewood, we're here to help. Our finance department at Pitre Kia can show you the various car financing options that are available. It will make it easier for you to drive away in a new vehicle in Albuquerque knowing that you got a good deal.

Once you have decided which new Kia you would like to take home to Los Lunas, your next big decision is whether to finance or lease. There are pros and cons to each option, and we can help you decide which is best for you. We will happily calculate payments for both, allowing you to see if there's a cost benefit one way or the other. We can also talk to you about the various incentives that are going on at the moment. Depending on when you stop in, there may be rebates, sales, or special deals for buying or leasing a new Kia near Rio Rancho.

Below you will find a few benefits of each option.

Benefits of Financing

• Once your car is paid off the monthly payments disappear
• You can keep the vehicle as long as you want
• There is no limit on how many miles you can drive

Benefits of Leasing

• Monthly payments are typically lower than a car loan payment
• You can get the latest Kia model every few years
• The vehicle will be under warranty the full duration of your lease

Getting financing in Albuquerque will depend on if you have a trade-in, what kind of money you want to put down, and what you can afford. We'll also look at your credit score as that will determine interest rates and lenders. The good news is that we have a large network of banks and lenders that we work with. It ensures that we're able to show you options, even if you don't have the best credit around.

You can get pre-approved for a vehicle loan or you can start shopping for a vehicle first. Once you know what you can afford per month, it will be easier for our sales team to help you navigate the inventory.

We're committed to helping you get behind the wheel of a great vehicle at Pitre Kia. Know that our finance department is here to answer any questions that you might have.

Your privacy is important to us.

Pitre Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.